Legal

Terms of use

Last updated 29 October 2026

The short version: You must be 18 or older. coffr is a waitlist today and software later, not a bank, broker or adviser. Your deposit is designed to come back; the interest and the yield token’s own risks are yours.

01These terms

These terms are an agreement between you and Coffr LLC, a Wyoming limited liability company ("coffr", "we", "us"). They cover your use of coffr.vercel.app, the coffr waitlist and, once live, the coffr app and the coffr program on Solana (together, the "service"). By using it you agree to them. If you do not agree, do not use it.

02What coffr is

coffr is software for no-loss prediction pools: you deposit dollars on one side of a real-world outcome, the pool holds them as a yield-bearing token, the winning side takes the interest and every deposit is returned. coffr is not live yet. The markets on the site come from Polymarket and the numbers are illustrations, not quotes.

03The waitlist

When you join the waitlist we keep your email address to write to you once, on the day coffr opens. We do not send marketing email or sell your address. You can leave the list at any time by writing to hello@coffr.bet. The Privacy Policy explains what we keep.

04Who may use it

  • You are at least 18 and able to enter a binding agreement.
  • Using coffr is legal where you live and where you are.
  • You are not on a sanctions list and do not act for anyone who is, or for anyone in a sanctioned country or region.
  • You do not use a VPN or anything else to get around a restriction that applies to you.

05Not advice, not a bank

coffr is not a bank, broker, exchange operator, custodian or adviser. Nothing on the site is financial, investment, legal or tax advice, or an offer or recommendation to buy or sell anything. A deposit is not a bank deposit and is not insured.

06Your wallet

coffr will be non-custodial. You connect your own wallet and sign every transaction. We never hold your keys and cannot move, recover or reverse anything. A transaction confirmed on Solana is final.

07Risks you accept

Using coffr carries real risk, including losing the interest and, if a yield token or the program fails, the deposit itself. The risks page forms part of these terms.

08Fees

coffr takes 10% of the interest a pool earns. It takes nothing from a deposit and nothing from a pool that earns nothing.

09What you agree not to do

  • Break any law, or use coffr for money laundering, fraud or market manipulation.
  • Attack, overload or interfere with the site, the API or the program.
  • Pretend to be coffr, or suggest that we endorse you.

10Third parties

coffr relies on services it does not control: Solana, wallet software, yield-token issuers and Polymarket. Their terms govern your use of them. coffr is not affiliated with Polymarket.

11Our name and content

The coffr name, mark, design and text belong to us. You may link to the site and share it, but not use our name or mark to suggest you are coffr or work with us.

12No warranty

coffr is provided "as is" and "as available", without warranties of any kind. We may change, pause or stop any part of the site at any time.

13Liability

To the fullest extent the law allows, coffr and the people who build it are not liable for any indirect or consequential loss, or for lost profits, funds or data, arising from your use of coffr. Nothing here limits a right that the law where you live does not allow to be limited.

14Changes

We may update these terms. We change the date at the top when we do, and say so on the site for significant changes. Using coffr after a change means you accept it.